महाभारतः mahābhārataḥ - book-13, chapter-6, verse-12

तपसा रूपसौभाग्यं रत्नानि विविधानि च ।
प्राप्यते कर्मणा सर्वं न दैवादकृतात्मना ॥१२॥

12. tapasā rūpasaubhāgyaṁ ratnāni vividhāni ca ,
prāpyate karmaṇā sarvaṁ na daivādakṛtātmanā.

12. tapasā rūpasaubhāgyam ratnāni vividhāni ca
prāpyate karmaṇā sarvam na daivāt akṛtātmanā

12. rūpasaubhāgyam vividhāni ratnāni ca sarvam
tapasā karmaṇā prāpyate akṛtātmanā daivāt na

12. Beauty and good fortune, along with various treasures, are all obtained through spiritual discipline (tapas) and action (karma), and not by fate (daiva) for one who has not prepared his inner being (ātman).

Words meanings summery:

• तपसा (tapasā) - by austerity, by spiritual discipline, by penance

• रूपसौभाग्यम् (rūpasaubhāgyam) - beauty and good fortune

• रत्नानि (ratnāni) - jewels, treasures, precious things

• विविधानि (vividhāni) - various, diverse, manifold

• च (ca) - and, also

• प्राप्यते (prāpyate) - is obtained, is acquired, is reached

• कर्मणा (karmaṇā) - by action, by work, by effort

• सर्वम् (sarvam) - all, everything, the whole

• न (na) - not, no

• दैवात् (daivāt) - from destiny, by fate, from divine will

• अकृतात्मना (akṛtātmanā) - by one who has not made an effort, by an unaccomplished soul

Words meanings and morphology

तपसा (tapasā) - by austerity, by spiritual discipline, by penance

(noun)

Instrumental, neuter, singular of tapas

tapas - austerity, penance, spiritual discipline (tapas), heat

from root tap (to heat, suffer)

Root: tap (class 1)

रूपसौभाग्यम् (rūpasaubhāgyam) - beauty and good fortune

(noun)

Accusative, neuter, singular of rūpasaubhāgya

rūpasaubhāgya - beauty and good fortune

dvandva compound

Compound type : dvandva (rūpa+saubhāgya)

• rūpa – form, shape, beauty, appearance
  noun (neuter)
• saubhāgya – good fortune, prosperity, charm, loveliness
  noun (neuter)
  from su-bhaga (fortunate)

रत्नानि (ratnāni) - jewels, treasures, precious things

(noun)

Accusative, neuter, plural of ratna

ratna - jewel, gem, treasure, precious object

from root rā (to give) + -tna suffix

Root: rā (class 2)

विविधानि (vividhāni) - various, diverse, manifold

(adjective)

Accusative, neuter, plural of vividha

vividha - various, diverse, manifold

from vi-vidha (of different kinds)

Note: modifies ratnāni

च (ca) - and, also

(indeclinable)

प्राप्यते (prāpyate) - is obtained, is acquired, is reached

(verb)

3rd person , singular, passive, present indicative (laṭ) of prāp

Present indicative, passive voice, 3rd person singular

from pra-āp (to reach towards)

Prefix: pra

Root: āp (class 5)

कर्मणा (karmaṇā) - by action, by work, by effort

(noun)

Instrumental, neuter, singular of karman

karman - action, work, deed, ritual, fate (karma)

from root kṛ (to do)

Root: kṛ (class 8)

सर्वम् (sarvam) - all, everything, the whole

(pronoun)

Nominative, neuter, singular of sarva

sarva - all, every, whole, complete

Note: refers to rūpasaubhāgyam and ratnāni

न (na) - not, no

(indeclinable)

दैवात् (daivāt) - from destiny, by fate, from divine will

(noun)

Ablative, neuter, singular of daiva

daiva - fate, destiny, divine power, relating to gods (daiva)

from deva (god)

अकृतात्मना (akṛtātmanā) - by one who has not made an effort, by an unaccomplished soul

(adjective)

Instrumental, masculine, singular of akṛtātman

akṛtātman - one whose self/soul (ātman) is unprepared, unaccomplished, one who has not made an effort

bahuvrihi compound: a-kṛta-ātman

Compound type : bahuvrihi (a+kṛta+ātman)

• a – not, un-, without
  indeclinable
  negation particle
• kṛta – done, made, accomplished
  adjective (neuter)
  Past Passive Participle
  from root kṛ (to do)
  Root: kṛ (class 8)
• ātman – self, soul, spirit, essential nature (ātman)
  noun (masculine)

Note: agent of the passive verb 'prāpyate' (by whom it is NOT obtained)