महाभारतः mahābhārataḥ - book-13, chapter-94, verse-32

अरुन्धत्युवाच ।
धर्मार्थं संचयो यो वै द्रव्याणां पक्षसंमतः ।
तपःसंचय एवेह विशिष्टो द्रव्यसंचयात् ॥३२॥

32. arundhatyuvāca ,
dharmārthaṁ saṁcayo yo vai dravyāṇāṁ pakṣasaṁmataḥ ,
tapaḥsaṁcaya eveha viśiṣṭo dravyasaṁcayāt.

32. arundhatī uvāca dharma-arthaṃ sañcayaḥ yaḥ vai dravyāṇām
pakṣa-saṃmataḥ tapaḥ-sañcayaḥ eva iha viśiṣṭaḥ dravya-sañcayāt

32. Arundhatī said: The accumulation of wealth for the sake of natural law (dharma) that is approved by factions is not as important. Here, the accumulation of austerity (tapas) is indeed superior to the accumulation of wealth.

Words meanings summery:

• अरुन्धती (arundhatī) - Arundhatī (the speaker) (Arundhatī (name of a sage's wife, a star))

• उवाच (uvāca) - said, spoke

• धर्म-अर्थं (dharma-arthaṁ) - for the sake of natural law (dharma) (for the sake of natural law, for the purpose of constitution, for religious merit)

• सञ्चयः (sañcayaḥ) - accumulation, collection, heap

• यः (yaḥ) - who, which, that (relative pronoun)

• वै (vai) - indeed, truly, certainly (particle)

• द्रव्याणाम् (dravyāṇām) - of wealth, of substances, of materials

• पक्ष-संमतः (pakṣa-saṁmataḥ) - approved by a party/faction, agreed upon by sides

• तपः-सञ्चयः (tapaḥ-sañcayaḥ) - the accumulation of austerity (tapas) (accumulation of austerity, store of penance)

• एव (eva) - indeed, certainly, only, just (particle)

• इह (iha) - here, in this world, in this matter

• विशिष्टः (viśiṣṭaḥ) - distinguished, excellent, superior

• द्रव्य-सञ्चयात् (dravya-sañcayāt) - from the accumulation of wealth, than the accumulation of substances

Words meanings and morphology

अरुन्धती (arundhatī) - Arundhatī (the speaker) (Arundhatī (name of a sage's wife, a star))

(proper noun)

Nominative, feminine, singular of arundhatī

arundhatī - Arundhatī (name of the wife of sage Vasiṣṭha, identified with a faint star in Ursa Major)

उवाच (uvāca) - said, spoke

(verb)

3rd person , singular, active, perfect (lit) of uvāca

Perfect Active

Root 'vac' (2nd class), perfect third person singular, active voice. Reduplication of the root.

Root: vac (class 2)

धर्म-अर्थं (dharma-arthaṁ) - for the sake of natural law (dharma) (for the sake of natural law, for the purpose of constitution, for religious merit)

(noun)

Accusative, neuter, singular of dharma-artha

dharma-artha - for the sake of dharma, for righteousness

Compound type : tatpuruṣa (dharma+artha)

• dharma – natural law, constitution, righteousness, duty, virtue
  noun (masculine)
  Root: dhṛ (class 1)
• artha – purpose, aim, meaning, wealth, for the sake of
  noun (masculine)

Note: Used adverbially here to mean 'for the sake of'.

सञ्चयः (sañcayaḥ) - accumulation, collection, heap

(noun)

Nominative, masculine, singular of sañcaya

sañcaya - accumulation, collection, heap, store

From 'sam-' (prefix) + 'ci' (root 'to gather')

Prefix: sam

Root: ci (class 5)

यः (yaḥ) - who, which, that (relative pronoun)

(pronoun)

Nominative, masculine, singular of yad

yad - who, which, what, that (relative pronoun)

वै (vai) - indeed, truly, certainly (particle)

(indeclinable)

द्रव्याणाम् (dravyāṇām) - of wealth, of substances, of materials

(noun)

Genitive, neuter, plural of dravya

dravya - substance, wealth, material, thing

पक्ष-संमतः (pakṣa-saṁmataḥ) - approved by a party/faction, agreed upon by sides

(adjective)

Nominative, masculine, singular of pakṣa-saṃmata

pakṣa-saṁmata - approved by a side or party

Compound type : tatpuruṣa (pakṣa+saṃmata)

• pakṣa – side, party, wing, faction
  noun (masculine)
• saṃmata – approved, agreed, esteemed
  adjective (masculine)
  Past Passive Participle
  From 'sam-' (prefix) + 'man' (root 'to think')
  Prefix: sam
  Root: man (class 4)

तपः-सञ्चयः (tapaḥ-sañcayaḥ) - the accumulation of austerity (tapas) (accumulation of austerity, store of penance)

(noun)

Nominative, masculine, singular of tapas-sañcaya

tapas-sañcaya - accumulation of austerity

Compound type : tatpuruṣa (tapas+sañcaya)

• tapas – austerity, penance, heat, spiritual fervor
  noun (neuter)
  Root: tap (class 1)
• sañcaya – accumulation, collection, heap
  noun (masculine)
  From 'sam-' (prefix) + 'ci' (root 'to gather')
  Prefix: sam
  Root: ci (class 5)

एव (eva) - indeed, certainly, only, just (particle)

(indeclinable)

इह (iha) - here, in this world, in this matter

(indeclinable)

विशिष्टः (viśiṣṭaḥ) - distinguished, excellent, superior

(adjective)

Nominative, masculine, singular of viśiṣṭa

viśiṣṭa - distinguished, excellent, superior, special

Past Passive Participle

From 'vi-' (prefix) + 'śiṣ' (root 'to remain, to excel')

Prefix: vi

Root: śiṣ (class 7)

द्रव्य-सञ्चयात् (dravya-sañcayāt) - from the accumulation of wealth, than the accumulation of substances

(noun)

Ablative, masculine, singular of dravya-sañcaya

dravya-sañcaya - accumulation of wealth

Compound type : tatpuruṣa (dravya+sañcaya)

• dravya – substance, wealth, material
  noun (neuter)
• sañcaya – accumulation, collection, heap
  noun (masculine)
  From 'sam-' (prefix) + 'ci' (root 'to gather')
  Prefix: sam
  Root: ci (class 5)